Max the 401k! If you’re still at work at 55, you can likely use the IRS Rule of 55.
If not, stick with the Roth 401k. Not an option? When you roll it, convert it (if you’ve got the money to pay the taxes). Ideally, convert when you’re not making much — and voila. An after tax account with tax free growth.
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HR exec by day. Personal finance geek by night. Dog dad. Sort of writer. Prolific saver. Say hi on Twitter @allFImyself.
