Aug 15, 2022Member-onlySleep Better with Beneficiaries on Your Financial AccountsYou don’t want the wrong people (or the government) getting your money when you’re gone. Adding beneficiaries to your accounts solves that problem. Bank Accounts Think it’s easy for someone to get into your checking and savings when you die? Nope. Without a beneficiary, which dictionary.com defines as a person…Finance4 min readFinance4 min read
Jul 21, 2022Member-onlyI’m a C-Level Executive Who’s Quietly QuittingAnd I’m Not Alone We’ve heard and read countless things about the great resignation. Millions of people quit their jobs (or their bosses), leaving remaining employees stretched so thin that companies hang signs asking customers to extend some grace to those who bothered showing up to work. That leaves good…Work3 min readWork3 min read
Jul 17, 2022Member-only8 Stupid Things People Do With Their MoneyI’m a personal finance geek for sure, but my full-time job is in HR. So, I know what people make and I (often) see what they do with their money. Some folks are smart. Others fall into that category of Americans who can’t afford a $400 emergency. Before you say…Personal Finance4 min readPersonal Finance4 min read
Jul 16, 2022Member-onlyI’m Sick of the Single Person TaxMost of the time, I enjoy being single. No worries, no compromising, no sharing a bathroom. You get it. And then comes tax time. I’ll make more this year than I’ve ever made. I’m fortunate and grateful. I’ll gross about $195k in 2022. With contributions to my retirement, HSA, and…Finance3 min readFinance3 min read
Jan 17, 2022Member-only15 Ways to Improve Your Relationship with Money15 Ways to Improve Your Relationship with Money I know. Money. The favorite family topic, just behind politics and religion. The reality? It’s important. Here are some ways to improve your cash flow and worry less about money. It’s Not Always About Spending Less Spend less and save more. Well…Personal Finance8 min readPersonal Finance8 min read
Nov 29, 2021Member-onlyA Net Worth Statement — The Best Money MeasurementA Net Worth Statement — The Best Money Measurement No doubt you’ve heard the term “net worth” before. No? Simple: Your net worth is the assets minus liabilities. In other words, it’s what you own minus what you owe. Things you own include: · Home(s) · Auto(s) · Cash in the bank ·…Money3 min readMoney3 min read
Nov 28, 2021Member-onlyAn Emergency Fund Flattens the Money Bumps of LifeIf you’re already struggling to save, one mishap can put you over the edge. The air conditioner needs a repair, you’re in an accident and need to cover your deductible — life just happens! In its 2019 Report on the Economic Well-Being of US Households, The Federal Reserve found that…Money4 min readMoney4 min read
Nov 28, 2021Member-onlyThe Most Important Number in Your Financial LifeThe Most Important Number in Your Financial Life Everyone’s heard of a credit score, but do you know yours? You should — and you can get it for free. FICO (the acronym for Fair Isaac Company) scores came to be 1989 and are used by lenders across the country. There…Financial Freedom6 min readFinancial Freedom6 min read
Oct 4, 2021Member-onlyWe Know Nothing About Our Most Important PurchaseThe average buyer spends nine hours researching a car online before purchasing. In the US, home buyers spend 124 hours and visit 19 properties before making a decision. The average 401k enrollee spends minutes — if that — choosing their investments. Think of your onboarding experience at your last job…Personal Finance3 min readPersonal Finance3 min read
Oct 4, 2021Member-onlyOpen Enrollment: The Most Wonderful Time of the YearWhat you need and what you don’t. Open enrollment is coming up for many employees. It’s the one time of year you can change your benefits elections without some sort of qualifying event. Too many people just stick with what they’ve had for years, mainly because it’s easier. Things in…Open Enrollment6 min readOpen Enrollment6 min read
